BANKING & FINANCE

ASK Law has extensive experience in providing legal services in the banking and finance sector, from simple financing transactions to complex financial schemes. We assist clients in navigating regulatory challenges and business needs in this dynamic and highly regulated industry.

Our Banking & Finance Services.

  1. Financing & Credit Transactions

    • Drafting and reviewing credit documents (loan agreements, credit facilities, securities)
    • Assistance with syndicated, bilateral, and asset-based financing
    • Security agreements: fiduciary, mortgage, pledge, and personal guarantees
  2. Restructuring and Non-Performing Loan Resolution

    • Legal strategies for loan recovery and renegotiation
    • Dispute resolution between banks and debtors
    • Assistance in legal proceedings related to non-performing loans (litigation & non-litigation)
  3. Compliance & Regulatory Services

    • Compliance with OJK and Bank Indonesia regulations
    • Drafting internal policies aligned with banking regulations
    • Internal legal audits for legal risk mitigation
  4. Support for Sharia Financial Transactions

    • Drafting sharia contracts (murabahah, musyarakah, ijarah, etc.)
    • Review and preparation of financing documents according to sharia principles
    • Legal consultation and strategies for Islamic banks and financial institutions
  5. Services for Fintech & Digital Financial Innovations

    • Legal consultation for fintech establishment and licensing (P2P lending, e-wallets, etc.)
    • Compliance with OJK, BI, and AFPI regulations
    • Review of digital contracts, privacy policies, and consumer protection

Who Are Our Clients?

  • Commercial and Islamic banks
  • Financing & multifinance institutions
  • Fintech companies
  • Investors and digital lending operators
  • Corporations and SMEs requiring financing assistance

Why Choose ASK Law?

  • Professional team specialized in the financial sector
  • Strategic approach that considers legal and business aspects
  • Experience in both local and international transactions
  • Proactive and risk-based legal solutions